Melhor bureau de forex em gana

Locais de casamento em Gana.
Olhando para encontrar Ghana Wedding Venues.
Aqui está a nossa lista dos melhores lugares para começar sua busca por Locais de Casamento em Gana.
Oferecemos o nosso recinto do evento para celebrações sociais, casamento, festas privadas e empresariais, cinema etc. Estamos oferecendo desconto de verão, tanto quanto 50% para seus eventos de organizar.
Nii Afotey Avenida Brutu II, Adjiringanor, East Legon Accra Gana.
A Ilha Aziza é um local exclusivo para casamentos na ilha tropical, com sede em Ada Foah, Gana, África Ocidental. A Ilha Aziza dedica-se a sediar eventos de casamento de prestígio dentro de uma ilha tropical. A Ilha Aziza é um dos segredos mais bem guardados da África. A sua localização única no Estuário do Volta possui vistas pitorescas e de tirar o fôlego, fazendo desta a escolha ideal para qualquer casamento de destino. Aluguer privado deste local exclusivo inclui o uso exclusivo de nossa casa de hóspedes, iate de luxo e acesso a uma série de serviços gratuitos. Nós também fornecemos um consultor de casamento dedicado para ajudar no pré-planejamento e atividades durante o seu grande dia. Então, se você estiver procurando por um local de casamento de sonho, não deixe de entrar em contato.
Na Praia Abuesi, facilitamos para você. O casamento ganense é legal em todo o mundo. Podemos ajudá-lo com uma cerimônia civil ou religiosa. Abuesi acolhe os amantes com muito poucos requisitos. Um ambiente exclusivo à beira-mar para reuniões sociais, aperfeiçoado com a elegância descontraída de Palm Beach e o impecável e engenhoso serviço Abuesi Beach. Espaços grandes e graciosos, separados em particular - com acesso à melhor praia ensolarada de Abuesi. O especialista local da Abuesi Beach trabalhará com você ou com o consultor do Ghana Wedding Venues para reservar suas datas, planejar a programação de eventos e coordenar todos os detalhes de alimentos e bebidas, desde o design do menu até a roupa de cama, além de ajudar com outros aspectos do seu experiência de casamento no Resort.
O Moree Beach Resort é o lar de nossos hóspedes e clientes. Temos belos quartos todos mobilados com itens feitos em Gana. Existe um bar e um restaurante com um vasto menu de pratos ganenses e vários pratos estrangeiros. O restaurante tem capacidade para 200 pessoas. Existe também uma sala de conferências com capacidade para cerca de 45 pessoas. O Moree Beach Resort está localizado em um local diretamente na praia, na pequena vila de pescadores de Moree, nos arredores de Cape Coast & # 8211; o coração do turismo de Gana. O Moree Beach Resort pode organizar todos os seus programas, como casamentos, aniversários, funerais, etc. Também podemos organizar programas especiais que serão anunciados. Como concertos, temas com comida e bebida, atividades culturais etc.
Este notável hotel, o Golden Tulip Kumasi City, é um hotel empresarial de primeira classe, de estilo africano, situado em extensos jardins tropicais no distrito comercial central da capital regional de Ashanti, em Kumasi. Kumasi é a capital da Região Ashanti, um centro histórico e muito importante. O hotel está equipado com comodidades como um serviço de câmbio, lounge bar, bar Drive VIP, piscina, campos de ténis, uma loja e um casino. Nossas instalações para reuniões e banquetes são ideais para reuniões de negócios corporativos, apresentações, recepções de casamento, aniversários e outros eventos sociais.
O Miklin Hotel Limited foi estabelecido em dezembro de 1996 pelo Sr. Michael Nsiah e a Sra. Linda Nsiah. O nome MIKLIN é derivado do MIKE e do LINDA. O estabelecimento do hotel foi impulsionado por um desejo de introduzir um novo tipo de serviço na indústria da hospitalidade e para ajudar a promover o turismo no país para torná-lo o terceiro ganhador de moeda estrangeira. O hotel que começou com 37 quartos e uma sala de conferências foi ampliado para ter 10 quartos adicionais e um salão de banquetes de 150 lugares para atender a festas de aniversário e recepções de casamento.
A JOFEL Catering Services Limited, como muitas instituições, começou como uma lanchonete de pequena escala em 1982, em Roman Hill, em Kumasi. Após um curto período de seu início, a administração teve que incluir serviços de almoço e jantar após a solicitação persistente dos clientes. Para as suas reuniões, conferências, recepções ou qualquer tipo de evento, temos um espaço para até 1200 pessoas com conveniência proporcional.
O Excelsa Lodge oferece um ambiente livre de estresse para negócios, associações, reuniões e eventos. Se você está procurando as melhores instalações em Kumasi para qualquer função entre em contato conosco e nós iremos fornecer-lhe preços imbatíveis garantidos. Para casamentos e outros eventos sociais, não há local mais fino do que o Excelsa Lodge. Nosso pátio ao ar livre, bar e restaurante são ideais para cerimônias e recepções de casamento em Ghana Wedding Venues, bem como outros eventos como jantares, festas, reuniões e muito mais.
Quando você decide sobre um casamento em um hotel, nossos planejadores planejam transformar seu casamento em um sonho tornando tudo perfeitamente seu. Toda flor. Cada pedaço. Cada música. Todo momento. Um casamento perfeito significa coisas diferentes para pessoas diferentes, mas todos querem a mesma coisa. Alegria. Você ficará feliz em saber que seu casamento no hotel significa o mesmo para nós no Royal Lamerta Hotel. Mime-se e celebre a sua cerimónia de casamento em grande estilo.
Compartilhe a alegria com sua família e amigos durante o casamento. Nossos Coordenadores de Casamento Profissionais altamente treinados lhe darão a atenção pessoal que você merece para o SEU DIA ESPECIAL! O casamento dos seus sonhos! Vamos celebrar este momento muito especial da sua vida!
O Hotel Joecarl tem as melhores instalações em Tema para garantir que “Momentos Especiais” se tornem memórias preciosas. A atenção aos detalhes é a nossa marca registrada, seja para um romântico fim de semana de lua de mel, pequenas festas para casamentos, aniversários, aposentadoria e formaturas. Nossa atenção aos pequenos detalhes se estende a todos os tipos de recepções e eventos sociais - desde as funções maiores, até ocasiões sociais menores que honram momentos especiais e realizações pessoais.
O Chances Hotel está localizado em Ho, a capital da região do Volta do Gana. Chances Hotel oferece uma excelente base para descobrir as inúmeras atracções da região do Volta. O nosso moderno e agradável Centro de Conferências oferece instalações para 200 ou mais delegados. Nossa localização, uma capacidade de 120 quartos, telecomunicações modernas e instalações atualizadas para os requisitos de negócios & # 8211; Tornar o nosso Centro de Conferências o local ideal para realizar todos os tipos de funções: grandes ou pequenas, formais e informais.
Eu preciso de um casamento no jardim kumasi. i espero que você possa me ajudar a conseguir um lugar melhor.

Tempo de África.
Bem-vindo à seção de clima da África. Para sua conveniência, cada um dos países que OverlandingAfrica percorre tem recebido um resumo meteorológico preciso. O clima na África pode ser largamente classificado como tropical. As temperaturas variam muito em todo o continente e cada país tem condições climáticas únicas. Os viajantes encontrarão belos sol africanos, condições de chuva e neve. Leia mais para saber mais sobre o clima em cada país durante suas próximas férias na África.
Angola Tempo.
Angola está empoleirada num planalto tropical onde a temperatura média é de um agradável 25 & ndash; 28 º C no interior e 20 & ndash; 24 ao longo da costa. As brisas costeiras de inverno reduzem um pouco a temperatura. As estações são dramaticamente divididas em úmidas e secas, com chuvas caindo de forma consistente entre novembro e o final de abril.
Estações em Angola.
Temporada úmida: novembro & ndash; Abril.
Estação seca: maio & ndash; Outubro.
Botswana Tempo.
Os invernos no Botswana são agradáveis ​​e as noites são frias. As temperaturas durante os dias são de 20 's, mas durante os verões quentes e secos as temperaturas podem atingir máximas nos anos 30. As temperaturas no deserto são sempre mais quentes do que em qualquer outro lugar e há a ocasional garoa no Kalahari.
Estações no Botswana.
Primavera: setembro-outubro.
Verão: de novembro a março.
Outono: abril - maio.
Inverno: junho - agosto.
Burkina Faso Tempo.
Benin Tempo.
Camarões Tempo.
Clima do Congo.
Tempo DRC.
Etiópia Tempo.
A Etiópia tem um "ano todo"; temperatura com Addis Ababa em média a 20 ºC. Embora a maioria das regiões montanhosas recebam a maior parte de sua chuva entre março e setembro, a maioria dos dias ainda é ensolarada. A área montanhosa do norte e o leste da Etiópia recebem ainda mais sol, com as grandes chuvas caindo apenas em julho e agosto.
Estações na Etiópia.
Temporada úmida: maio & ndash; Setembro.
Estação Seca: Outubro & ndash; Abril.
Tempo do Egito.
Inglaterra Tempo.
Gana Tempo.
Quênia Tempo.
O Quênia tem uma estação chuvosa definida que ocorre de março a maio. É conhecido como as longas chuvas e é comum que os viajantes verão o sol da manhã e chuvas no final do dia. As chuvas são curtas e não são problemáticas.
Estações no Quênia.
Primavera: setembro - novembro.
Verão: dezembro a março.
Outono: abril - junho.
Inverno: julho - agosto.
Lesoto Tempo.
Clima da Líbia.
Madagascar Tempo.
4 estações em um dia melhor descreve o clima nesta ilha. Evite de janeiro a março, quando chuvas fortes tornam muitas estradas intransitáveis ​​e o risco de ciclones é alto. As regiões no sudoeste e oeste podem ficar muito quentes no verão e o inverno é um momento confortável para viajar em geral.
Estações em Madagascar.
Primavera: setembro-outubro.
Verão: de novembro a março.
Outono: abril - maio.
Inverno: julho - agosto.
Malawi Tempo.
As áreas de maior altitude são geralmente mais quentes e as margens do Lago Malawi também apresentam altas temperaturas. Durante o verão a temperatura média é de 20 anos. A estação chuvosa dura de outubro a abril.
Estações no Malawi.
Primavera: agosto - dezembro.
Verão: janeiro a março.
Outono: abril - maio.
Inverno: junho a julho.
Clima do Mali.
Mauritânia Tempo.
Tempo de Marrocos.
É quente e ensolarado durante a maior parte do ano no Marrocos, com as áreas centrais do deserto atingindo temperaturas extremamente quentes durante o verão. As áreas costeiras se beneficiam de uma brisa refrescante do oceano. Os invernos são geralmente suaves e úmidos, e um pouco de neve não é incomum em áreas do norte, com muita neve caindo no Atlas Mtns. Os invernos do sul do Marrocos são mais secos, mas mais frios.
Estações no Marrocos.
Primavera: março & ndash; Pode.
Verão: junho & ndash; Agosto.
Outono: setembro & ndash; Novembro.
Inverno: dezembro & ndash; Fevereiro.
Tempo de Moçambique.
Moçambique tem um clima quente e tropical e é melhor viajar durante a estação seca, pois é muito mais frio (abril / maio e outubro / novembro). As temperaturas estão nos 20 's. O clima mais frio é encontrado no interior durante esse período. A estação chuvosa é quente e úmida.
Estações em Moçambique.
Primavera: de outubro a novembro.
Verão: dezembro a março.
Outono: abril - maio.
Inverno: maio - setembro.
Namíbia Tempo.
A Namíbia é quente e ensolarada o ano todo, mas as temperaturas e a precipitação variam. A chuva não é alta na Namíbia, mas há áreas de calor extremo (Etosha Park) que muitos viajantes evitam durante o período de verão.
Estações na Namíbia.
Primavera: setembro-outubro.
Verão: de novembro a março.
Outono: abril - maio.
Inverno: junho - Augustr.
Nigéria Tempo.
Ruanda Tempo.
Ruanda possui temperaturas consistentes durante todo o ano, com uma média de 24ºC, exceto nas montanhas, onde a média é de 13º. Nas áreas nordeste e floresta tropical, a chuva é mais freqüente e mais pesada.
Estações em Ruanda.
Seco Longo: Junho & ndash; Outubro.
Chuvas curtas: novembro & ndash; Dezembro.
Curto seco: janeiro & ndash; Fevereiro.
África do Sul Tempo.
Os verões na África do Sul são quentes, com as regiões do norte sendo áreas de chuvas de verão e têm invernos frios e secos. As áreas do sul têm uma estação de chuvas de inverno e os verões são quentes e secos. Colinas e montanhas são freqüentemente cobertas de neve durante a temporada de inverno.
Estações na África do Sul.
Primavera: setembro-outubro.
Verão: de novembro a março.
Outono: abril - maio.
Inverno: junho - agosto.
Espanha Tempo.
Sudão Tempo.
Tempo Suazilândia.
Com um verão ameno e inverno, o clima na Suazilândia é mais agradável o ano todo. A chuva é mais freqüente de outubro a maio, mas com bastante sol, baixa umidade e temperaturas em torno de 25 ° C, esses meses dificilmente serão um teste para suportar. Os invernos podem ficar muito frios à noite, mas são relativamente secos. Mais perto de Moçambique nas terras baixas, as condições tornam-se mais tropicais.
Estações na Suazilândia.
Primavera: setembro & ndash; Outubro.
Verão: novembro & ndash; Marcha.
Outono: abril & ndash; Pode.
Inverno: junho & ndash; Agosto.
Tanzânia Tempo.
A Tanzânia tem uma geografia interessante que contribui para as suas diferentes condições climáticas. As ilhas da Tanzânia têm um clima quente e úmido. A Tanzânia pode ser fria à noite por causa de um alto planalto. O nordeste goza de climas temperados.
Estações na Tanzânia.
Primavera: junho a novembro.
Verão: dezembro - fevereiro.
Outono: de março a abril.
Inverno: de abril a maio.
Togo Tempo.
Tunísia Tempo.
Tempo de Uganda.
Uganda tem condições climáticas tropicais que são moderadas pelas altas altitudes. Os meses mais quentes são de dezembro a fevereiro, mas ainda são mais frios à noite. As estações chuvosas no sul de Uganda são de março a maio e no norte de Uganda, de abril a outubro.
Estações em Uganda.
Primavera: novembro - dezembro.
Verão: dezembro - fevereiro.
Outono: de março a abril.
Inverno: maio-outubro.
Zâmbia Tempo.
A Zâmbia é um dos poucos países africanos que possui três estações distintas. Dezembro a abril é quente, úmido e úmido. Maio a agosto é fresco e seco e setembro a novembro é quente e seco. O clima é moderado pela altitude.
Estações na Zâmbia.
Primavera: setembro - novembro.
Verão: dezembro a abril.
Outono: abril - maio.
Inverno: maio - agosto.
Zimbabwe Tempo.
Os verões no Zimbábue são quentes, com fortes chuvas nas regiões montanhosas e áreas florestais. Os invernos do Zimbabué são conhecidos por serem secos e frios. Há poucas chuvas nas regiões do sul do Zimbábue.
Estações no Zimbábue.
Primavera: setembro-outubro.
Verão: novembro - abril.
Outono: abril - junho.
Inverno: julho - agosto.
Comentários não estão disponíveis nesta entrada de canal.
Olá Judy; Enviei um e-mail sobre a viagem para fevereiro de 2013. Consulte também alguns dos países da África Austral acima para obter mais informações sobre o clima e as estações do ano. Felicidades.
JUDY JACKSON 03 de agosto de 2012.
Eu estou planejando uma férias na África do Sul em fevereiro. SERIA UM BOM TEMPO PARA UM SAFARI FOTOGRÁFICO? SE NÃO; QUANDO SERIA A MELHOR ÉPOCA PARA VISUALIZAR OS ANIMAIS?
Mixo 05 jun 2012.
Oi Harriet; Eu recomendo que você entre em contato com a agência meteorológica local para obter informações mais detalhadas, pois o acima é apenas um resumo para cada país. Trilhas felizes!!
Enfermeira eletiva 01 de junho de 2012.
Oi pessoal; Estou pensando em planejar minhas aulas de enfermagem para março do próximo ano; e realmente gostaria de ir para o Uganda; Gana; ou Tanzânia. Como é o clima em torno de março e abril nesses países? Eu apreciaria qualquer ajuda! Obrigado.
kankomi inocente 25 de maio de 2012.
Qual é a relação entre a circulação Harley e o clima?
Spyroh Rogue 22 de maio de 2012.
Alguém poderia dizer a Katlin que a África não é um país, mas um continente? Eu não acho que será possível ter uma temperatura média para toda a África. Eu sempre digo aos meus amigos internacionais quando eles me perguntam de onde eu sou. que eu sou da África do Sul (Note um PAÍS), que é um país no continente da África. Eu também percebi que os americanos tendem a comparar a África com os EUA com seus diferentes estados.
ashley 15 de maio de 2012.
é bonito na África.
Minette - OverlandingAfrica 18 de abril de 2012.
Oi frank; Por favor, consulte os países acima - Quênia e Uganda têm orientações meteorológicas refletidas acima, que indicam as estações chuvosas. Isso lhe dará uma boa idéia de quando evitar a estação chuvosa, se assim o desejar. Nunca há um momento ruim para vir à África, pois ainda é bonito durante todo o ano! Felicidades.
Frank 18 de abril de 2012.
Então, se eu tiver que fazer uma viagem de 6 semanas pela parte leste da África. Que mês você sugere para evitar muita chuva e ter um chane para ver a maioria dos animais. Frank
Minette - OverlandingAfrica 16 abr 2012.
Oi Zanele As estações do ano são causadas pela inclinação do eixo rotacional da Terra para longe ou em direção ao sol enquanto ele percorre seu caminho de um ano ao redor do sol. Eu recomendo que você entre em contato com o escritório local do tempo para obter mais assistência. Trilhas felizes!
Zanele Mathabatha 16 abr 2012.
Quais são as causas das estações?
Minette - OverlandingAfrica 03 abr 2012.
Oi Farid; Na África Ocidental, a estação seca é de outubro / novembro a abril / maio; e fica muito quente no final deste período. Eu recomendo que você entre em contato com a agência meteorológica local em cada país para obter mais informações. Trilhas felizes!
farid 03 abr 2012.
os pls informam-me sobre o tempo de Senegal; Liberia; Cot de Marfim e Ghana.
Minette - OverlandingAfrica 02 de abril de 2012.
Oi Stuart; nós só vendemos safáris de caminhão terrestre programados e oferecemos informações básicas sobre o tempo nos países que viajam por via terrestre. Como não estamos familiarizados com as tartarugas nas áreas que você mencionou e as áreas em que vivem; Eu recomendo que você entre em contato com a agência meteorológica local nos países interessados ​​em obter mais assistência. Felicidades!
Stuart 31 de março de 2012.
Eu tenho uma tartaruga que vem da "África Ocidental" - em qualquer lugar em uma faixa descrita como do Senegal a Camarões a Central. Obviamente eu não tenho idéia exatamente de onde foi tirado. Os livros didáticos dizem que as espécies em particular podem viver em savanas abertas ou em áreas onde há mais árvores; mas não floresta profunda. Existem savanas abertas em áreas particulares? e estes ainda são bastante úmidos? Você poderia dar uma umidade média? e também horas de sol; e uma pista para a estação chuvosa?
Minette - OverlandingAfrica 07 de março de 2012.
Oi Ellen; As chuvas curtas ocorrem desde o início de novembro até o final de março são esporádicas e não duram muito. As chuvas longas são do início de abril até o começo de junho; mas não desanime: os safáris ainda são bons no Serengeti; Lago Manyara e o Masai Mara. As concentrações de vida selvagem são mais altas no sul do Serengeti; e a paisagem é um verde exuberante. Com menos aglomeração; preços mais baixos e abundante vida selvagem; Esta pode ser a melhor época para fazer um safári. Eu enviei um e-mail para você com mais informações. Felicidades!
Ellen 06 de mar de 2012.
Oi, estou planejando uma viagem à África de 24 de março a 7/8 de abril; começando em Nairobi; então fazendo 4 dias no Maasai Mara. Depois que eu quero uma semana na praia, alguma sugestão? Pensando na costa do Quênia perto de Mombasa ou Zanzibar. Mas preocupado com chuva. Alguma outra ideia? Obrigado!!
Minette - OverlandingAfrica 22 de fevereiro de 2012.
Olá Kaila; A África Ocidental tem uma área extremamente úmida e úmida durante todo o ano, com altas temperaturas durante todo o ano. O sul tem duas principais estações chuvosas de maio a junho e outubro. O norte ainda é úmido, mas tem menos chuva, com um período chuvoso de junho a setembro. A umidade é reduzida por um vento seco e poeirento que sopra do Saara. Felicidades!
Kaila 21 de fevereiro de 2012.
Qual é a temperatura média e clima para a região ocidental da África?
Minette - OverlandingAfrica 20 de janeiro de 2012.
Olá Tina; O Saara tem um dos climas mais severos do mundo. Os invernos são considerados legais para as condições do deserto; com uma temperatura média de 55 ° F (13 ° C). Os verões são muito quentes; com a mais alta temperatura já registrada a 13 ° F (58 ° C). Felicidades!
Qual é o clima médio do Saara? 19 de janeiro de 2012.
O clima médio do Saara; África.
Minette - OverlandingAfrica 12 de dezembro de 2011.
Oi Kaitlin; O clima na África pode ser largamente classificado como tropical. As temperaturas variam muito em todo o continente e cada país tem condições climáticas únicas. Por favor, leia acima em cada país para ter uma idéia de como as temperaturas podem variar entre os países. Felicidades!
kaitlin 12 de dezembro de 2011.
oi eu tenho uma pergunta qual é a temperatura média na África? a coisa toda não é apenas uma coisa.
Minette - OverlandingAfrica 07 de novembro de 2011.
Oi Katie Temos a Espanha e a Inglaterra, de onde partem nossas viagens pela Trans Africa. Por favor, vá até Botsuana nesta página para mais informações sobre o clima em Botsuana. Alternativamente, eu recomendo que você entre em contato com a agência meteorológica local em Gaborone para obter mais informações. Trilhas felizes!
Katie 05 de novembro de 2011.
Por que você inclui a Espanha e a Inglaterra? Oh e poderia ter alguma informação sobre o clima no Botsuana? Além disso, é uma visão fantástica; obrigado :)
samantha 28 out 2011.
humm preciso de ajuda na áfrica mais cinco deatails sobre o clima.
Minette - OverlandingAfrica 24 de outubro de 2011.
Oi Willie; nós só vendemos safaris de caminhão terrestre programados onde a costa de Esqueleto é incluída ou uma excursão opcional em qualquer de nossas viagens que atravessam a área. Eu recomendo que você entre em contato com um agente de viagens local em Windhoek ou Swakopmund para obter mais informações. Trilhas felizes!
Willie van Greunen 22 de outubro de 2011.
Queremos fazer a costa do esqueleto em fev / mar de 2012. Somos 2 partes com Landcruisers. Quem você pode sugerir para participar de viagens 4x4 orgânicas para essa viagem? Nós também rebanho que algum grupo ou operadora de turismo possui o consesion.
Minette - OverlandingAfrica 12 out 2011.
Oi Patricia; Por favor, consulte a página web acima e role para baixo para a África do Sul e quaisquer outros países que você estará visitando durante o seu tempo na África. Você verá as informações sobre o clima e as estações do ano nos países que visitará. Alternativamente, você pode entrar em contato com a agência meteorológica local na África do Sul para obter informações mais detalhadas. Trilhas felizes!
Minette - OverlandingAfrica 12 out 2011.
Oi Julius; Eu te enviei mais algumas informações sobre viagens disponíveis na Namíbia. Felicidades.
Patricia Basnett 07 de outubro de 2011.
estamos a viajar para S. A no dia 29 de outubro, visitaremos Joanesburgo; Parque Nacional Kruger; Suazilândia; Zululand; Durban; Port Elizabeth, Cidade do Cabo; e todas as áreas intermediárias; Por favor, deixe-nos saber o tempo que podemos esperar.
Julius 07 de outubro de 2011.
Eu tenho a pergunta exata que Jill tem; mas para 2011-2012. Por favor, informe a sua conveniência.
âmbar 30 de setembro de 2011.
Estou fazendo um projeto na África com meus amigos e acho que isso vai ser muito divertido e interessante. :)
Minette - OverlandingAfrica 20 de setembro de 2011.
Oi Kib Os links fornecidos acima são para fornecer mais informações. Como você tem internet e você pode ler esta página; então você pode usar os links fornecidos. Por favor, mova o cursor sobre a palavra sublinhada em azul e clique nela, o que o direcionará para uma página da Web com mais informações. Felicidades!
kib 20 de setembro de 2011.
você poderia nos dar um pouco mais de informação? links não me ajudam muito!
Minette - OverlandingAfrica 08 de setembro de 2011.
Oi Jackie! Consulte a página da Web acima e role para baixo até esses países. Você verá as informações sobre o clima e as estações do ano nos países que visitará. Alternativamente, você pode entrar em contato com a agência meteorológica local nos referidos países para obter informações mais detalhadas. Trilhas felizes!
Jackie 08 de setembro de 2011.
Eu estou visitando a Zâmbia - Moçambique - Zambabwe - África do Sul - meados de outubro. Que tempo posso esperar? Obrigado.
Minette - OverlandingAfrica 01 de setembro de 2011.
Oi Jonathan; Os limites do Saara são o Oceano Atlântico a oeste; as montanhas do Atlas e o mar Mediterrâneo, ao norte; o Mar Vermelho e o Egito a leste; e o Sudão e o vale do rio Níger ao sul. O Saara é dividido em Saara Ocidental; as montanhas centrais de Ahaggar; as montanhas Tibesti; as Montanhas Aéreas (uma região de montanhas desérticas e planaltos altos); Ténéré desert e o deserto da Líbia (a região mais árida). O pico mais alto do Saara é o Emi Koussi (3; 415 m / 11; 204 pés) nas Montanhas Tibesti, no norte do Chade. Tendo dito isto; o Saara é esticado por alguns lugares. Com relação ao clima; Recomendamos que você entre em contato com a agência meteorológica local para obter informações mais atualizadas. Felicidades!
Jonathan 01 de setembro de 2011.
Posso saber em qual região do 'sahara' pertence? e qual será o tempo em Sahara anualmente? obrigado.
Minette - OverlandingAfrica 23 de maio de 2011.
Oi Fareedah! A África do Sul se estende entre os graus 22 e 34 da latitude sul e, portanto, faz parte da zona subtropical. Em comparação com outras regiões nessa latitude; temperaturas em muitas áreas da África do Sul são bastante inferiores. A corrente fria de Benguela causa temperaturas moderadas na costa oeste; e no planalto central a altitude (Joanesburgo fica a 1753m) mantém as temperaturas médias abaixo de 30 graus Celsius. No inverno; também devido à altitude; as temperaturas caem para o ponto de congelamento; e em lugares ainda mais baixos. Então é mais quente nas regiões costeiras. A precipitação é esperada principalmente nos meses de verão; com a exceção do Cabo Ocidental, que é uma área de chuva de inverno. Para o planejamento de sua excursão, lembre-se de que as estações do hemisfério sul estão em oposição direta àquelas do hemisfério norte. Para obter mais informações, entre em contato com a agência meteorológica local para obter informações mais atualizadas. Felicidades!!
Fareedah 21 de maio de 2011.
quais são os diferentes climas na áfrica do sul, como o suave; tropical e assim por diante e o significado deles.
Minette - OverlandingAfrica 28 de abril de 2011.
Oi Miranda; A África é um lugar tão grande que vai de tropical a subtropical e também atravessa o equador. Não há resposta exata para isso que tenho medo. Sugiro entrar em contato com os centros meteorológicos locais em cada país para obter informações precisas. Felicidades!
miranda 27 abr 2011.
Quais são os diferentes climas na África?
Minette - OverlandingAfrica 26 abr 2011.
Oi Abdul Nós não temos nenhum passeio por terra que atravesse a Somália e é mais provável que não haja informações sobre a Somália. Eu sugeriria contatar o centro de informação turística somaliano local para a informação que você está procurando! Boa sorte!
abdul 26 de abril de 2011.
Por que não consigo ver sobre a Somália? Eu vejo os países do ather, mas eu não vejo a Somália.
Ricardo Antunez 24 nov 2010.
Qual é o tempo em Kilwa Masoko?
Rosario 15 de setembro de 2010.
Bem, eu realmente gosto do artigo e como ele foi escrito !!
Dayne - Overlanding Africa 04 de maio de 2010.
Olá Stephanie. Cada país tem um padrão climático único e a África Ocidental é uma área grande. Sugiro entrar em contato com os centros meteorológicos locais em cada país para obter informações precisas. Boa sorte!
stephanie 03 de maio de 2010.
Como é o clima durante as diferentes estações da África Ocidental?
Dayne - Overlanding Africa 01 de abril de 2010.
Oi Melida; Não poderei ajudar com suas perguntas, pois isso está fora de nossa especialidade; No entanto, se você precisar saber alguma coisa sobre Overland Tours eu sou seu cara. Felicidades Dayne.
melida sanchez 01 abr 2010.
Eu gostaria de saber que tipo de massa de ar e ventos alísios durante o verão e o inverno acontecem em Dar Es Salaam, na Tanzânia. Se você puder me ajudar com isso é muito importante e urgente eu tenho um papel a fazer para a faculdade e não consigo encontrar essa informação em nenhum lugar obrigado.
Tania - OverlandingAfrica 01 de março de 2010.
Oi Taylor; A África é um lugar tão grande que vai de tropical a subtropical e também atravessa o equador. Não há resposta exata para isso que tenho medo. Se você puder ser mais específico da área, podemos fornecer algumas informações. Obrigado!
taylor 26 de fevereiro de 2010.
Qual é o clima médio em toda a África?
Rebecca Chapman 02 de fevereiro de 2010.
Este é um ótimo site com muitos detalhes e é muito interessante e fácil de navegar.
Tania - OverlandingAfrica 16 de janeiro de 2010.
Oi Rachael; Nenhum realmente, mas depende do que você entende por "todo o ano". Felicidades;
Rachael 16 jan 2010.
Eu estava me perguntando o que os países da África chovem o ano todo.
Robert L'Italien 16 jan 2010.
Nós estamos visitando a África em março; alguns dias em Nairobi depois para Uganda no Fort Portal; esperamos visitar a área das minas de Kilembe, de onde meu amigo veio e também excursões a áreas ao redor do Fort Portal; Também esperamos visitar pessoas que são contatos com nossos amigos. Ansioso para esta maravilhosa aventura! Robert.
MARY DE LA CRUZ 17 de novembro de 2009.
EU SONHO UM POUCO DE VISITAR A ÁFRICA BONITA.
Tania - OverlandingAfrica 30 out 2009.
Oi Jill; Um de nossos consultores estará enviando suas opções para serem consideradas hoje. Obrigado pelo seu interesse!
Jill Robson 30 de outubro de 2009.
Estou interessado em visitar a costa do esqueleto entre o Natal e o Ano Novo (possivelmente o início de Jan, se necessário). Eu só tenho 6 dias para viajar. Você tem algum passeio que possa ser de interesse para mim?
Tania - OverlandingAfrica 26 set 2009.
Oi Ross; A qualquer momento é um grande momento, mas abril é um momento fantástico para vir para a África Austral. Não é muito quente como o verão está terminando; não molhado e nem sempre com muito vento. Temperaturas de dia muito confortáveis ​​no meio a alta 20 e esfriando abaixo (especialmente no deserto) à noite. Perfeito!
Ross Donnelly 26 de setembro de 2009.
Estou pensando em ir no Ref. De viagem Overland CA0435 (Cape Town a Victoria Falls). Pelo que eu posso dizer o tempo é variado de país para país a qualquer momento - é o mês de Aprila bom tempo para ir no passeio.
O destaque da minha viagem tinha que ser Gweru no Zimbabué, foi a minha ideia do paraíso. Tanta coisa para fazer lá com os animais e a localização era simplesmente linda!
A viagem foi ótima! Um passeio muito relaxado em um mokoro, seguido por acampar no Delta de Okavango e assistindo os animais nas ilhas estava temeroso!
Eu amei cada milissegundo de toda a viagem. Adivinha o que eu fiz em Swakopmund? Eu skydived fora de um avião - Woohoo foi que IMPRESSIONANTE :-)
Finalmente chegou em casa e se divertiu muito ... Eu amei o tubarão mergulhando, Sossusvlei e Himba pessoas. Viu leões, um leopardo, elefantes, girafas, tudo realmente! Obrigado por & hellip;
Eu não acreditava em deus até que visitei o Parque Nacional de Chobe.
Visite o Parque Nacional Etosha no Melhor do Sudoeste Africano.
Visite o Parque Nacional Serengeti no melhor da África Oriental.
Visite a ilha de Zanzibar na cidade do cabo para dar.
foi adicionado à sua mochila. Use a mochila para coletar.
itens que lhe interessam. Gostaria de perguntar agora ou procurar.

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África.
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Tagged com Banco do Gana
Ouro, queda do cacau na receita exige foco em NTEs.
Reflex Eco Group & # 8211; Notícias de África.
Antony Sedzro (jornalista ganense)
O Banco Mundial, em seu último relatório, está alertando o Gana sobre a enorme queda nas receitas de exportação, como resultado da queda dos preços do ouro e do cacau. O banco baseou suas previsões na enorme queda nos preços das duas commodities nos próximos meses.
O desenvolvimento já afetou a receita dessas commodities. O Comitê de Política Monetária do Banco do Gana, banco central do país, divulgou em julho números que mostram que a receita de exportação do ouro no primeiro semestre de 2013 foi estimada em US $ 2,7 bilhões, ante US $ 3,2 bilhões no mesmo período de 2012. , queda de cerca de 16%. Esta queda é atribuível a menores preços e volumes.
O preço do ouro no mercado internacional caiu de cerca de US $ 1.700 em novembro de 2012 para US $ 1.200 em meados deste ano. Esta é a maior queda no valor do metal precioso em trinta anos.
O ouro é o principal ganhador de moeda estrangeira em Gana e o país é o segundo maior produtor da África, atrás da África do Sul. A queda no preço do mercado mundial da commodity atingiu igualmente as empresas de mineração no país.
A Anglogold Ashanti, que opera uma das maiores minas do Gana, iniciou o processo de demissão de cerca de 430 trabalhadores mineiros. A Newmont Ghana cortará pelo menos 300 empregos em uma tentativa de gerenciar custos com mais eficiência, disseram diretores da empresa no mês passado. Outras empresas de mineração reduziram os novos projetos de mineração em Gana, a segunda maior economia da África Ocidental.
Durante o boom nos preços das commodities, o Gana produziu no ano passado 4,3 milhões de onças de ouro em 2012, um recorde para o país. Artisanal (small-scale) mining, which contributes about 30% to the country’s total production annually, also blossomed and saw the attraction of thousands of Chinese miners who mined illegally. A public outcry against the presence of Chinese miners led to a security crackdown on their operations. But even the artisanal miners have seen a sharp drop in their activities due to the steep fall in the precious metal’s price.
In a contribution on how this fall in revenue on the country’s economy can be remedied in the long term, respected Ghanaian economist, Dr. Joe Abbey, has revealed that concentrating on Non-traditional Exports (NTEs) could help address the expected challenge in the long term.
“So there is no choice for us but to look at the factors that determine the quality and cost of producing in this country. Oil may save something for us now, but we need to go beyond oil and get to non-commodity-based thing.”
Ghana produces and exports pineapples, oranges, bananas, cashew nuts, and others. These are normally produced by small-holder farmers with very low production capacity but with enormous potentially if supported financially.
For many years, the country has depended on hard currencies earned from exports from gold and cocoa to finance imports and shore up the local currency’s value.
The fall in price of gold and cocoa has also adversely affected Ghana’s currency, the Ghana cedi.
To stem this trend, Dr. Abbey, states that with less earnings from exports and an less controlled imports, “the Bank of Ghana would have to draw down on its holding of foreign exchange to meet the gaps”.
In spite of Ghana’s political stability, the Ghana cedi is currently the second most depreciated currency in Africa, according to the latest Ecobank report on the performance of currencies in Africa.
The report puts the cedi’s rate of depreciation at 14.5%.
Artigos relacionados.
Ghana’s Terkper Seeks Budget Gap Below 9% of GDP in 2014 – Bloomberg (bloomberg) Ghana cedi falls 3.9% in value in eight months of 2013 (ghanabusinessnews) GNPA urged to publish names of debtors (modernghana) Ghana’s Biggest Cocoa Buyer Delays 150 Million-Cedi Rights Offer – Bloomberg (bloomberg) Ghana Turns to Longer Term Debt After Fitch Cuts Rating – Bloomberg (bloomberg) Ghana launches $1.2m cocoa platform (ghanabusinessnews) Ghana cuts imports by $300m as trade deficit shrinks (ghanabusinessnews) Ghana initiates steps to meet $5b non-traditional export target by 2017 (ghanabusinessnews) Increase earnings of cocoa farmers to cushion them – Akrofuom MP (modernghana) Ghana Will Join Group Of Voluntary Principles On Human Rights (spyghana)
Africa Focused News.
REPORT OF WEDNESDAY 09/10/13.
By Dario Galluccio.
Ghana: Pension savings seen rising fivefold driving sales.
The end of a monopoly by Ghana’s state-owned pension fund is poised to boost savings fivefold by 2017, helping revive the nation’s corporate bond market and end a drought in initial public offerings.
According to Ekow Fynn-Aikins, regulations officer at the National Pensions Regulatory Authority in Accra, the retirement industry, with assets of 1.06 billion cedis ($484 million) in 2012, may jump to 5.5 billion cedis over the next four years.
While the Ghana Stock Exchange’s Composite Index (GGSECI) has climbed 68 percent this year, the best performance in Africa, the bourse’s last IPO was more than two years ago. No company has sold bonds on the domestic market since 2008.
“There’s a perceived demand out there for new issues,” Sam Mensah, chairman of the Ghana Stock Exchange and an adviser at the Finance Ministry, said in an interview. “It’s still early days and we’ll have to wait for the pension industry to grow to know exactly what their impact can be.”
Since Ghana implemented a 2010 law in December compelling employers to commit more toward workers’ pensions and set aside contributions for private money managers for the first time, volumes on the bourse surged 75 percent as of June. The number of pension managers increased to 45 from zero when the authority began registering last year.
Nigeria: $41.3m provided for agro-processing exports.
A total of N6.6 billion ($41.3 million) has been provided by the Nigerian Export-Import Bank (NEXIM) to fund the activities of Agro-processing export businesses across the country. The bank noted that the funds were offered from August 2009 to April 2013, adding that it had also disbursed over N12 billion ($75.02 million) to manufacturers for export purposes, mostly those which display the ‘Proudly Nigeria’ emblem on their products.
The bank is looking to enhance Nigeria’s non-oil sector growth by providing the necessary capital required to boost regional trade, noting that Nigeria agricultural sector – which contributes over 40 percent to GDP – is a critical area in diversifying the economy.
Ghana: GCB grows interest income.
Ghana Commercial Bank Ltd (GCB), by virtue of its wide distribution over the length and breadth of the country, has managed to grow its interest income by 47 per cent over the 2011 figure of Gh¢256.62 million. The growth is not only attributed to the bank’s intricate network of branches but also to the bank’s ability to introduce innovative products and services onto the market while carefully exploiting growth opportunities on the financial terrain.
GCB ended the 2012 financial year with a record interest income value of GH¢376.09 million which distinguishes the bank, even from its fellow tier one banks in terms of fund mobilisation and ultimately interest income.
The bank extended its impressive financial performance for the full year (2012) into the current financial year.
For the first six months of operations, the bank recorded a total interest income of GH¢256.76 million, representing a growth of 71 per cent compared to the prior period. The premier bank in Ghana saw its profits before tax growing by 81 per cent despite significant growth recorded in operating expenses as well as interest expenses.
For the half year period, GCB’s net profit after tax was GH¢90.43 million, representing a growth of 80 per cent year on year.
Tanzania: Isles courts Chinese investors.
The Zanzibar First Vice - President, Seif Sharif Hamad, has asked investors from China to establish businesses in the Islands, saying there are ample opportunities in the tourism sector.
“We would love to have investors from China to invest in tourism including eco-tourism in Pemba Islands. The investment climate is conducive,” said Hamad to China Councillor General in Zanzibar, Mr Xie Yun Liang.
The Vice-President informed the ambassador that Zanzibar also welcomes investments in deep-sea fishing. Liang, who was recently appointed to the post, visited Hamad for familiarization.
“The government has been improving infrastructure which include expansion of the Zanzibar International Airport, roads, and having stable supply of electricity,” ele disse.
Ambassador Liang welcomed the offer saying that the historical relationship between China and Zanzibar would be further cemented by the coming of investors from China.
Ghana: MPC projects 9% end-year inflation.
The Monetary Policy Committee (MPC) of the Bank of Ghana (BoG) is projecting that the end year inflation rate for the economy will hinge above the nine per cent target in the last quarter of 2013. According to the committee, although the inflation forecast had improved recently, the central path remained slightly above the upper limit of the target band, which is a possible increase above the nine per cent.
Even though inflation had declined in August, upside risks remained following the further adjustment in petroleum prices and transport fares in September and early October.
These risks could however be moderated by an improved harvest, relative stability in the foreign exchange market supported by the syndicated cocoa loan, and subdued global inflation, as a result the bank is of the view inflation could move back to the target range by the first half of 2014.
Inflation has been on the rise for six consecutive months, that is from January to July, recording the highest rate of 11.8 per cent, and fell marginally to 11.5 per cent at the end of August.
Uganda: To seek investor to build $2.5 Billion oil refinery.
Uganda is looking for a lead investor to develop a refinery estimated to cost $2.5 billion, two weeks after issuing its first production license to China National Offshore Oil Corp. as it seeks to exploit reserves.
The investor, either a company or a group of them, will be named by April and will take an interest of as much as 60 percent in the facility, which is proposed to have capacity of 60,000 barrels a day, Robert Kasande, an assistant commissioner in the Energy Ministry, said today by phone from Entebbe, near the capital, Kampala.
Uganda, classified as one of the world’s poorest nations by the World Bank, discovered oil in 2006 and has an estimated 3.5 billion barrels of crude, according to the Energy Ministry. London-based Tullow Oil Plc (TLW), Cnooc and France’s Total SA (FP) are jointly developing the finds. The country has sub-Saharan Africa’s fourth-biggest oil reserves.
The government’s stake in the facility will account for as much as 40 percent, and the nation has invited Kenya, Rwanda, Burundi and Tanzania, which are partner countries in the East African Community, to buy an interest of as much 10 percent in the facility from Uganda, he said.
World Bank cautions Ghana on rising debt.
The World Bank has cautioned Ghana against its rising debt, which it says has the tendency to stifle the country’s economic growth and deepen poverty.
Ghana’s debt currently stands at GHc43.9 billion (49.5 per cent of Gross Domestic Product (GDP)) at the end of August 2013.
Presenting the economic strides for countries in the African sub-region at a teleconference beamed from Washington in the United States of America (USA) to Accra, the Deputy Regional Chief Economist of the World Bank Africa Region, Mr Francisco Ferreira, attributed Ghana’s rather high financial deficit to an increase in the country’s infrastructure development and pro-poor programmes.
The economy of Ghana is still facing liquidity challenges, with both revenue receipts and expenditure falling below their targets, nine months into the year. The only exception is compensation for workers, which has overshot its target by 2.2 per cent, but Mr Diop indicated that the country could take charge of the situation if it improved its macroeconomic output.
Tanzania: Inflation down to 6.1 percent.
The inflation rate went to over two and half years’ low rate of 6.1 per cent last month, showing that the country’s economy is on the right track. National Bureau of Statistics (NBS) indicates that the inflation descended from 6.7 per cent of August to 6.1 per cent in September, this year. The decline, according to NBS, was supported by all four major measures of inflation index – energy, food and non-food and non-energy – that also decreased satisfactorily in September.
The new National Consumer Price Index released by NBS for September also indicated that the Annual Inflation Rate for energy and fuels has decreased to 9.6 per cent in September compared to 15.2 recorded in August.
While the Tanzania rate descends to a pleasing level, in Kenya and Uganda the inflation rate climbed up in September to 8.29 per cent and 8.0 per cent from 6.67 per cent and 7.3 per cent in August respectively.
Tanzania’s inflation rate averaged 7.72 per cent from 1999 until 2013. It reached an all time high of 19.8 per cent in December, 2011 and a record low of 3.4 per cent in February, 2003.
Nigeria, Brazil: To sign MoU on trade, investment.
Nigeria and Brazil in Abuja signed a Memorandum of Understanding (MoU) to strengthen their bilateral cooperation on trade and investment. The Minister of Industry, Trade and Investment, Mr Olusegun Aganga, signed on behalf of Nigeria, while Mr Ricardo Shaefer, his Brazilian counterpart on Development, Industry and Foreign Trade, signed for his country. The News Agency of Nigeria (NAN) reports that the agreement aims at strengthening bilateral cooperation on the promotion and facilitation of trade and investment between the two countries.
According to Aganga, the agreement goes beyond trade and investment to include industrial cooperation and financing as well as how both countries can double their trade volume. The minister listed the sectors covered by the MoU to include infrastructure, power, automobile, agriculture and sugarcane to sugar among others.
“This agreement will cover cooperation in all these areas including how we double trade between the two countries, and of course how we attract investment into strategic areas of the economy.”
Artigos relacionados.
World Bank cautions Ghana on rising debt (ghanabusinessnews) World Bank cautions Ghana on rising debt (modernghana) Nigerian bank to takeover ICB Ghana – BoG (ghanabusinessnews) ICB Ghana To Be Taken Over By First Bank Of Nigeria (spyghana) Republic Bank now single largest shareholder in HFC Bank Ghana (caribbean360) Uganda Seeks Investor to Build $2.5 Billion Oil Refinery (bloomberg) Ghana Pension Savings Seen Rising Fivefold Driving Sales – Bloomberg (bloomberg) Republic Bank now holds 40% stake in Ghana’s HFC Bank (ghanabusinessnews) More jobs in sight as Nissan to build cars in Nigeria – Financial Times of London (transformationwatch) World Bank forecasts drought in Nigeria (kaykayjabari. wordpress)
Africa Focused News.
REPORT OF TUESDAY 08/10/13.
by Dario Galluccio.
Ghana: Omega Capital launches 2 funds.
According to Nana Kumapremereh Nketiah, Chief Executive Officer of Omega Capital Limited, a private equity and investment management firm, the capital market is currently underserved and it behoves industry regulators and fund managers to adopt a results-driven approach in order to bridge the gap.
Speaking in an interview on the sidelines of the launch of the company’s twin funds — Omega Income Fund and Omega Equity Fund — in Accra, he said the capital market has huge potential which calls for result-driven measures in order for such potential to be fully tapped.
On the way forward, Nana Nketiah called for improved investor education to, among others, enlighten the public on the benefits of investment as a means to financial and socio-economic development. He said introduction of the funds onto the market is the company’s way of empowering the general public to secure their future: “The funds seek to empower investors to secure their future. By encouraging them to invest, we are helping them to link their future to investments.”
Omega’s income fund is a medium-term open-ended mutual fund that seeks to achieve growth in income while conserving principal by investing in a diversified portfolio of fixed income securities. The equity fund targets superior long-term returns by investing in stocks and fixed income securities. Both funds will be managed by Omega Capital Limited, which is a licenced investment fund manager, with HFC Bank as fund custodian. It targets individuals, pension and provident funds, and other corporate institutions.
Tanzania: It Is All Rosy for Tanzania.
It is good news for Tanzania as the economy grows impressively above the region’s projected rates, inflation is well controlled and the foreign investments pour in thanks to macroeconomic stability maintained over almost a decade and institutional and policy reforms.
The 2013 African Economic Outlook report launched last week, confirmed the impressive performance of the economy which grew to 6.9 per cent in 2012 and is estimated reach seven per cent this year and 7.2 per cent in 2014. The projected rates of the sub-Saharan region are 4.8 per cent in 2013 and 5.3 per cent in 2014. Mining boom, particularly gold production, tourism, construction transport and communication activities have been the main drivers of the growth.
The future looks ever brighter, with an impressive series of offshore gas discoveries set to further boost the economy and propel the country into a middle income status by 2025 as envisaged in the national development roadmap, the vision 2025. The mining portfolio is performing equally impressive with gold production going on well despite a slump in price at the world market and uranium extraction set to commence soon. With this kind of picture, it is hard to complain about the economy. Everything looks so rosy, albeit at the face value, that it covers the weak areas.
Ghana: Gold output to dip by 17 percent.
Minerals Commission anticipate a dip in gold output by 17 percent this year after declining prices prompted some mines to cut production.
Benjamin Aryee, Chief Executive Officer of the Minerals Commission, that data collected from some six major gold mining companies in the country has revealed a major decline in production of gold — due largely to cost and price volatility.
“Gold volumes will definitely decline,” Aryee said. “The price slump is a matter of grave concern for the sector; companies are scaling down operations,” he said.
Production retreated 6.4 percent in the second quarter to 1.021 million ounces from a revised 1.092 million ounces in the first quarter of 2013. Gold production climbed to 4.3 million ounces in 2012 from 3.6 million ounces the previous year as global prices rose for a 12th consecutive year. Prices slumped 19 percent this year as some investors lost faith in the metal as a store of value amid signs economies are strengthening. Gold reached US$1,180 an ounce in London on June 28, the lowest since August 2010.
Ghana: Mining sector to reach US$774m.
The value of the country’s mining sector is anticipated to reach US$774million in 2017, up from US$669 million in 2012, as bauxite and gold production see substantial increases.
“This is a significant break from the past decade, when the mining sector value barely rose as gold output declined — offsetting much of the increases in price. “We expect gold to be the main driver of growth, but see bauxite playing a growing role,” Ghana Mining Report quarter-four survey conducted by the Fast Market Research, an online aggregator and distributor of market research and business information has revealed.
Figures from the Minerals Commission indicate that the mining industry attracted US$1.0billion of total investment inflow into the country in 2012. These investments came from producing, exploration and support Service companies. The multiplying effect of this investment in the country’s economy cannot be overestimated.
The Bank of Ghana also reported that the mining industry’s contribution to total merchandise export earnings was about 43 percent in 2012.
Data from the Ghana Statistical Service show that the mining sub-sector grew by 23.5 percent in 2012. This compared favorably with the 18.8 percent it achieved in 2011. Furthermore, the Ghana Revenue Authority (GRA) has stated that the mining sub-sector maintained its position as leading contributor to the authority’s domestic tax contribution in 2012.
Africa: World Bank boosts outlook for Sub-Saharan African economies.
Sub-Saharan Africa’s economic growth should increase to 5.3 per cent next year, with strong private and public investment underpinning the region’s robust performance, the World Bank said yesterday. The bank lifted its forecast for 2014 from the 5.1 per cent projected earlier this year. The region was expected to grow 5.5 per cent in 2015, up from a previous forecast of 5.2 per cent.
Growth for this year is forecast at 4.9 per cent, higher than last year’s 4.2 per cent. The figure is more than double the bank’s 2.3 per cent estimate for global growth in 2013, underscoring the attractiveness of the continent for investors. But African countries could be vulnerable to declining commodity prices and the eventual tapering of the US Federal Reserve’s bond-buying stimulus, the organisation said.
Although strong export growth has also contributed to the region’s economic advance, many countries are prone to major swings in their fortunes because they rely on a single commodity for more than 50 percent of export earnings.
Foreign direct investment flows to Sub-Saharan Africa are expected to rise 24 percent to around $40 billion in 2013. Governments in the region, such as Ethiopia, Ghana, Nigeria and South Africa, have also increased spending on public investment, much of it geared towards transport and power infrastructure.
Ghana: Public debt is fourth highest in Africa.
Ghana has been ranked as the fourth country in Africa which has the highest public debt in relation the total value of the economy. Ghana was ranked fourth after countries like: Cape Verde, The Gambia, and São Tomé and Principe.
The Africa Pulse Report by the World Bank tracks the economic growth of various countries. According to figures from the Bank of Ghana, Ghana’s debt as at August this year stood at almost 44 billion Ghana.
This is about a half of the country which is valued 85 billion Ghana cedis. Speaking to journalists in Accra from Washington, lead economist, for the bank says current situation can be attributed to an excessive spending during the elections last year.
Angola: Access to Banking Services May Reach 30 Percent By Year-Rend.
The National Reserve Bank ( BNA ) pledges to work toward increasing the access to banking service rate among the Angolan population by at least 30 percent by the end of 2013, against 23 % achieved in 2012, Angop has learnt. The information is expressed in a press release from the Southern Regional Delegation of National Reserve Bank, comprising the provinces of Benguela and Kwanza Sul. In order to achieve this goal BNA intends to resume in November its financial education programme, reads the document, signed by the regional delegate , Luis Henrique da Silva.
Ghana: To require firm policies as it advances to middle-income status.
With a robust economic growth of eight per cent, strong democratic institutions and favourable prospects for oil and gas, Ghana is attracting significant foreign direct investment.
However, continued success will depend on a strong political will to decisively confront Ghana’s short-term vulnerabilities, the IMF said in its regular review of the West African nation’s economy.
Mining and agriculture dominate Ghana’s exports, but construction and services now account for more than half of the country’s output, while a large majority of jobs remain in the informal sector.
Ghana has made great strides in reducing poverty to less than 30 per cent of the population and has recently reached lower middle–income status.
Offshore oil production started in late 2010, with new discoveries to come on stream over the medium term.
The government has adopted an ambitious transformation agenda centered on economic diversification, social inclusion and job creation, and macroeconomic stability.
It recognises that better infrastructure, further investment in health and education, and sustained macroeconomic stability will be central for Ghana’s ambition of achieving full middle-income status and raising the living standards of all its citizens.
Mozambique: Investment to create 172,000 jobs over three years.
Mozambique is to receive ten billion US dollars in investment over the next three years, creating 172,000 jobs, according to the government’s Investment Promotion Centre (CPI). CPI Deputy Director Godinho Alves explained that 900 projects have already received approval for implementation over the period.
The daily newspaper “Noticias” reported on Monday that foreign investment has stimulated economic development, with Mozambique being one of the world’s fasted growing economies.
Despite these positive developments, the Maputo Corridor Logistics Initiative (MCLI) has warned that investors continue to be concerned about minimising risk and maximising returns. This is because the country has a history of some projects not reaching their promised potential.
Sub-Saharan Africa: To attract 33.8 million visitors from tourism in 2012.
Sub-Saharan Africa earned over $36 billion from tourist visits in 2012, a new World Bank report says October 3, 2013. According to the World Bank, the continent attracted 33.8 million visitors in 2012, up from a low 6.7 million in 1990.
The report, “Tourism in Africa: Harnessing Tourism for Growth and Improved Livelihoods”, indicated that the amount earned from tourism in 2012 was 2.8% of the region’s GDP.
The report showed that Africa’s tourism is set to boost economic growth, create new jobs and will “now outpace other regions for new tourism investment”. The report highlighted the potential of African countries to improve and expand their tourism sector, and suggested that 33 of sub-Sahara Africa’s 48 countries currently have the capacity for tourism success through establishing strong political support for developing the industry and attracting increased private investment to help finance and sustain it.
The industry is expected to directly employ 6.7 million people in the region by 2021, according to the World Bank report.
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Africa Focused News.
REPORT OF FRIDAY 04/10/13.
by Dario Galluccio.
Africa: Godrej to expand business In Africa with more acquisitions.
Indian-based international conglomerate, Godrej Consumer Product Ltd (GCPL) has announced that it is in discussions to take over more businesses in Africa as part of its expansion plan on the continent. Godrej which already has manufacturing plants in four African countries including Nigeria, South Africa, Kenya and Mozambique wants to expand its manufacturing footprint to Tanzania and Uganda. GPCL Chairman, Adi Godrej confirmed this move saying the firm is in talk with some local firms in the country.
GPCL is betting on the African continent to drive its international sales via acquisition.
Africa accounts for majority of GPCL international revenue. In the year ended June 30, its revenue from Africa stands at R214 Crore. As at 2012, Godrej said the group is growing at 25-30 percent rate in Africa with an investment worth over $3.3 billion.
With presence across 14 African countries, Godrej has over 10,000 employees on the continent.
Ghana: BoG predicts 6% inflation in March 2014.
The Bank of Ghana is projecting inflation within the band of 6 and 10 percent by the end of March next year. It has already projected 11.5 percent end year inflation while government is targeting between 7 and 11 percent rate.
The Central Bank’s latest forecast is based on the exchange rate, energy prices, crude oil assumptions and the fiscal policy stance.
Inflation dropped for the first time this year to record a rate of 11.5 percent in August. The relative stability of the Ghana Cedi to the US Dollar appeared to have impacted on the decline of the price levels.
This is because the non food inflation went down from 15.4 percent in July to 14.2 percent in August. However, the food inflation went up despite the beginning of the food harvest season. The monthly change for August was -0.7 percent.
Nigeria: World Bank approves $300m mortgage facility.
The World Bank has approved a $300 million International Development Assistance (IDA) credit facility for Nigeria to aid low-income citizens own homes, through affordable mortgages. The World Bank, which disclosed this at its Abuja office, said the project would support the establishment of a mortgage liquidity scheme that will generate long-term funds for borrowers who fall in the middle and lower class categories in the country, guardian reported.
This project will directly benefit new home owners who struggle to find available cash to purchase long-term mortgage” said World Bank’s task team leader Michael Wong, adding that the project was expected to also create jobs in construction, designs, finance and other sectors throughout the country. Adding to this was Marie Francoise Nelly, World Bank’s Country Director for Nigeria who said; “The Nigerian financial system has quickly grown and is becoming increasingly integrated into a global financial system.
The coordinating Minister and Minister of Finance of the federation, Dr Ngozi Okonjo-Iweala had in April revealed that the Global body had agreed to assist Nigeria reintroduce mortgages and was ready to lend the Giant of Africa up to $300 million to realise the goal.
Eritrea: 4th Mining conference concludes.
The 4th Mining Conference in which a total of 400 individuals comprising country representatives, mining and exploration companies, mining experts, investors as well as service providers have been taking part concluded on thursday 3 rd of October.
Reports indicated that the participants conducted an in-depth discussion on the papers presented focusing on national mining resources, the activities of mining companies in the Homeland, the impact of mining on the environment, mining companies due to begin activities in Eritrea as of the year 2017, as well as safety of employees on site. Moreover, experts presented briefings pertaining to the prospects of potash mining and its advantage for agricultural purposes, assimilations of mining potentials in the Arab-Nubian Shield with that of Eritrea and the negative impact of Mercury on traditional as well as small-scale mining activities.
Ghana will survive plunging gold prices.
President John Mahama has given the assurance that the country’s gold industry will survive the current plunging gold prices on the world market.
Industry players in the sector have expressed fears of a possible complete shutdown of the industry if the price of gold on the world market continues to fall. About 4,000 mine workers in the sector are to be retrenched by mining companies because of high operational cost and falling prices of gold on the world market. The precious metal has dropped by about 25 percent this year alone.
Speaking at a business meeting hosted by Coca Cola in America, President Mahama said he was hopeful Ghana will survive the crisis. “Of course the mining sector is an old one, and it’s been one of our key sectors. The economy was doing very well riding on the back of high gold prices recently gold prices have been dropping. But we still believe that the outturn going forward is still good.”
Meanwhile, the President says Ghana will reward foreign manufacturing companies who use local products in production, and commended Coca Cola for doing so over the years.
Kenya: To diversity exports to Egypt.
The Exports Promotion Council (EPC) now plans to diversify the country’s exports to Egypt in order to increase trade and investment in both countries. Exports Promotion Council Director Bramwell Simiyu says Egypt is a medium sized economy and there is need to leverage on other opportunities available. Simiyu says tea accounts for 95 percent of exports to Egypt and the council is looking at introducing horticulture, livestock, beverages and services to export to Egypt’s exports.
“With the instability in Egypt in the recent past, unless we are able to diversify the product menu, we stand a risk of losing out on other opportunities that are there,” ele disse.
Simiyu says currently, Kenya’s imports almost double exports to Egypt, and the council is working to reverse the trade imbalance.
He says the council’s new strategy is to take advantage of the local and regional markets, pointing out the nearer markets are better, and expanding away from the traditional goods to products like human resources as well as sports tourism. He says the entry conditions for the regional market are much more flexible and by focusing on products produced by Small and Medium Enterprises (SMEs) achieving a 20 percent increase in exports every year will be realized.
Kenya: AfDB approves First Partial Risk Guarantees for $26.2m.
The first of the African Development Fund’s Partial Risk Guarantees (ADF PRG), the Lake Turkana Transmission Line Delay Partial Risk Guarantee, has been approved for $26.2 million. The ADF PRG is a risk mitigation instrument that covers private lenders and investors against the risk of a possible government failure to meet contractual obligations to a project.
This flagship ADF PRG will support Africa’s biggest wind power project, the Lake Turkana Wind Power Project in Kenya which involves the development of a 300 MW wind farm comprising 365 wind turbines of 850kW capacity each and a 33kV electrical network increasing Kenya’s national installed power by approximately 17 percent.
The development organization stated in an official statement that the “average electricity production of the project is estimated at 1,440 GWh per year, equivalent to the annual generation capacity of Namibia in 2010, and will be sold to the grid at a price of .1022 $/Kwh.” Under the wind project, the Lake Turkana Transmission Line Delay PRG will be used to alleviate the risk for the construction of a 428-kilometre publicly owned transmission line between Loyangalani and Suswa and associated substations needed to connect the project to the national grid.
The PRG will support the Kenyan Government’s on-time delivery of the transmission line and will reduce the risk of it being unable to meet payment obligations. More specifically, the ADF PRG will provide partial risk mitigation to Lake Turkana Wind Power Limited and the providers of debt financing to the project for risks associated with construction delays.
The AfDB Group provided a $156.2-million loan to the Lake Turkana project and has led its development since 2009. Speaking after the Board meeting, Kurt Lonsway, Acting Director of the AfDB’s Energy, Environment and Climate Change Department, said, “This ADF PRG will promote foreign direct investment in Kenya and crowd in private financing for power generation. Also, by reducing the risk profile for the sponsors of and lenders to the Lake Turkana project, the PRG will accelerate financial closure and reduce the overall cost of capital to the project.”
Nigeria: Foreign investors plan U. S.$16 Billion investment in Delta.
The Delta State government has attracted more than 16 billion dollars worth of investment for its export free zone, which is expected to create some 500,000 jobs. The state governor, Dr Emmanuel Uduaghan, said in Warri, Delta State that investors from Saudi Arabia and India are ready to invest in petrochemical and fertiliser plants. He also said that the Koko Export Free Zone had been approved by the Federal Government and the issue of approval for Warri Export Free Zone was still being pursued.
He said that it was the nature of Koko as an export free zone that attracted the investors since the Federal Government/NNPC Master plan approved three states, namely, Rivers State, Delta State and Akwa Ibom State for such projects.
The governor said that the Delta State government has done much in Koko by ensuring the approval of its status as an export free zone, ensuring peace and following closely the gas master plan. He said that already, the state government has prepared grounds for the free zone by putting in place the Asaba Airport, which would assist investors to fly their equipment into the state.
Uduaghan said that the strategic location of Koko also would assist cargo shipping through the Benin River. Uduaghan said that the Federal Government would tackle the dredging of the Benin River to allow bigger vessels to get to Koko, adding, “‘transport infrastructure is very critical”.
Ghana: BOST workers call off strike.
Striking workers of the Bulk Oil Storage and Transport Company have called off their strike. The decision was taken at an emergency meeting with management of the oil storage distribution company.
Junior workers of BOST started the strike on Tuesday to protest poor conditions of service. They have accused management of mismanaging vital installations of the company with the intention of laying off workers.
Head of Corporate Affairs Nat Salifu Acheampong said “management has instituted a committee to review the conditions of service and this committee is spearheaded by the senior staff association. Whatever recommendations they normally come out with it affects all the staff.” Mr. Acheampong added the strike has not disrupted supply of petroleum products.
Kenya: Unilever plans Sh17 Billion investment.
Unilever, the Anglo-Dutch manufacturer, plans to invest €150 million (Sh17.6 billion) in a new manufacturing plant in Kenya, global chief executive officer Paul Polman has said. Polman told President Uhuru Kenyatta at State House Nairobi that the planned investment will cater for the company’s expanding interests in the greater eastern African region, including in Ethiopia and Tanzania. The investment will also result in skill and technology transfer opportunities, as well as creating hundreds of jobs for Kenyans, he added.
The CEO said the company also planned to expand its existing factories in the lush hill-top farmlands of Kericho, to increase the amount of teas processed there to 50,000 tonnes per year from the current 30,000 tonnes. Unilever was also working with researchers on how to raise tea yield on Kenyan farms by up to 40 percent.
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Africa Focused News.
REPORT OF THURSDAY 19/09/13.
by Dario Galluccio.
Nigeria: Visa to launch Africa Integration Index.
Global payments technology company, Visa, will launch its Africa Integration Index in Nigeria this week, as it seeks to enhance financial inclusion and the adoption of electronic payment systems in Africa’s second-biggest economy. The Visa Africa Integration Index measures the degree of economic integration within key trade corridors of sub-Saharan Africa: West Africa, East Africa and Southern Africa.
It evaluates the extent and nature of sub-Saharan Africa’s economic connectedness amongst 11 key economies (West Africa: Ghana and Nigeria, East Africa: Kenya, Uganda, Rwanda and Tanzania, Southern Africa: South Africa, Angola, Mozambique, Zimbabwe and Zambia) which has a combined population of 437 million people (55 percent of Africa’s total population) and is responsible for more than three-quarters of the the continent’s GDP at the end of 2012.
Commenting on the launch of the index in Nigeria, Visa’s new Group Executive for CEMEA (Central and Eastern Europe, Middle East and Africa) region, Kamran Siddiqi, said, “Visa is a strong supporter of the Central Bank of Nigeria’s Cashless Lagos Vision 2020 project which aims at reducing the amount of physical cash circulating in the economy. We believe this project will help modernise the payment system which in turn will drive greater economic development.
Ghana: To derive extra income from petroleum sector.
Vice President Kwesi Amissah-Arthur explained that the deregulation of the petroleum sector and the expansion of the tax net are to help raise additional income for the execution of government projects. He said all the major export commodities have suffered appreciable decline in prices on the world market and this has affected government’s projections for the year.
At a meeting with a delegation from the International Monetary Fund (IMF), which called on him at the Flagstaff House in Accra, the Vice President said the drop in the prices of the country’s export commodities on the world market has posed a considerable challenge on the economy. He cited commodities like cocoa and gold, which had suffered a massive dip in prices and said Government has instituted various interventions to make up for the shortfall in export revenues.
Vice President Amissah-Arthur said Government is overcoming the constraints in the power sector which had considerably affected the operations of industry and commence. The move, he said, would go a long way to enable industry expand its operations and offer more employment opportunities for the broad masses of the people.
The IMF delegation led by Madam Tina Dasekin said Ghana is endowed with huge potentials which should be harnessed and exploited properly to go a long way to improve the economy and enhance the material conditions of the people.
South Africa: Singapore’s Blumont Group to buy 15% stake in RES coal business.
As part of its effort to diversify its business, Blumont Group, a Singapore-based company has signed a share subscription agreement to acquire 15 percent interest in South African coal miner Resource Generation (RES). Blumont Group will acquire 15 percent stake in RES at an issue price of $0.22 per share.
Although the transaction is still subject to shareholder approval, Blumont is likely to invest between $20 million and $25 million for the stake, depending on the final structure of the placement of shortfall shares from the entitlement offer which it will susbscribe for. According to reports, the investment will be funded from internal resources.
In a statement concerning the proposed deal, Paul Jury, Managing Director of Resource Generation said, the company will detail a positive recommendation to shareholders in the notice of annual general meeting in due course.
Proceeds from the deal will be used to develop Resource Generation’s Boikarabelo coal mine in Waterberg, South Africa. The Waterberg coal field comprises approximately 40 percent of South Africa’s remaining coal resource with probable reserves of 744.8 million tonnes of coal on 35 percent of the tenements under the company’s control.
Ghana: Government urges IFC to support more businesses.
The Vice-President, Mr Kwesi Bekoe Amissah-Arthur, has urged the International Finance Corporation (IFC) to expand its operations to support more local businesses. He said although Ghana acknowledged the financial support from the corporation, which he described as significant, it was time for the IFC to expand its financial aid to cover a wider scope of local businesses.
The Vice-President said Ghana had seen excellent performances in the various economic indicators over the years and that the contributions of small and medium enterprises (SMEs) could not be ruled out.
He particularly singled out SMEs and called for more assistance for them in order to expand their capacities. He said SMEs needed to be encouraged and supported to grow, saying that was consistent with President Mahama’s vision to develop the capacities of local SMEs.
For his part, the IFC Vice-President for sub-Saharan Africa, Latin America and the Caribbean, Mr Jean Philippe Prosper, said the corporation had enjoyed a stronger partnership with Ghana over the years and indicated his commitment to deepen that partnership for mutual benefit. He expressed happiness at the work of the IFC in the country and hinted that it had projected to spend about $4.5 billion to support sub-Saharan Africa alone this year.
Ghana: Policy rate stands at 16% on balanced growth outlook.
Ghana’s central bank has maintained its policy rate at 16%, the second time this year. The Bank of Ghana (BoG) announced the rate Wednesday September 18, 2013 citing a balanced economic growth outlook. According to the Governor Dr Kofi Wampah, the central bank’s monetary policy committee has observed a pick-up in the country’s economic activities despite risk to inflation. Ghana’s inflation rate in August 2013 fell marginally to 11.5% after six consecutive months of increases hitting 11.8% in July 2013.
The BoG on July 31, 2013 maintained its policy rate at 16% citing slackening growth in emerging market economies, continuous dip in commodity prices in international markets and the slow growth in the US economy.
Nigeria: Interbank lending rates sees 16% surge.
Following the recent policy by the Central Bank of Nigeria (CBN) that saw the mandatory 50 percent Cash Reserve Requirement for public sector deposits, indications have emerged that the law has resulted in severe cash squeeze for commercial banks. The Monetary Policy Committee (MPC) convergence in July resolved to place a 50 percent reserve on funds in commercial banks deposited by all tiers of government, ministries, and agencies.
The reserve, which would have hitherto been available for loans, has reportedly led to a hitch for financial institutions, with interbank lending rates alone climbing to 44 percent, an apparent hike from its previous 28 percent, as the lenders start to battle liquidity problems and low excess cash.
The cash reserve which sets the minimum amount banks must always maintain – rather than lend out – are normally in the form of cash stored physically in a bank vault or in CBN care.
In a related development, reports have emerged that the Asset Management Corporation of Nigeria (AMCON) would soon start collecting its annual levies for commercial banks.
Ghana: To meet its meet $5b non-traditional export target by 2017.
The Ghana Export Promotion Authority (GEPA) has initiated activities to ensure that the new export strategy of achieving five billion dollars for Non-Traditional Export (NTE) sector is achieved by 2017.
Mr Gideon Quarcoo, Chief Executive Officer of the Ghana Export Promotion Authority, said building the capacity of exporters to meet international requirements, especially in the area of phytosanitary and providing exposure to their products through support for their participation in trade fairs were part of the activities.
He was speaking at the launch of Ghana’s participation in the Sixth China Yiwu Forest Products International Fair scheduled for November 2013 in China’s export-oriented city of Yiwu. The fair is expected to give Ghana the opportunity to showcase her products to the Asian market.
Mr Quarcoo said the Authority had made the efforts to transform the small-scale industry sector to ensure that it contributed effectively and efficiently in fulfilment with the national strategy. He expressed optimism that the national export strategy would ensure a boost in the country’s non-traditional exports.
Under the strategy 212 districts in the country are required to identify at least one significant commercial viable agro-based export product to help achieve the target. Mr Quarcoo said the strategy also aimed at generating considerable number of jobs and improving incomes as well as the standard of living and welfare of the people. He said the strategy would help strengthen and resource export development related institutions to ensure that the export culture was imbibed nationwide to avoid the dependence on traditional exports.
The national strategy for the non-traditional export sector, which spans from 2013 to 2017, aims at putting Ghana on the global map as a world class exporter of competitive products and services.
Zimbabwe: New Tungsten Mine set to open in 2014.
Exploration and development firm Premier African Minerals plans to start low-cost production of tungsten at its flagship RHA project located along the Kamativi tin belt in Matabeleland North by the end of 2014.This follows a successful technical assessment of the viability of the site, envisaged to produce 192 000 tonnes of tungsten per annum over the six-year life of the mine.
Premier African Minerals has mineral projects located in Western and Southern Africa. Tungsten and its alloys are used to make filaments for electric lamps and television tubes, as electrical contacts, heating elements among other industrial applications.
Premier African Minerals said underground mine development would start once open-cast production had started.
Meanwhile, Premier chief executive Mr George Roach said the resource endowment at the project was enough to enable them to recoup their investment. Mr Roach said the latest assessment had further highlighted the attractiveness of the project.
East Africa: Financial Markets set to grant local status to ease regional investment.
A bill drafted by the Capital Markets Authority (CMA) of East African member states, aimed at syndicating the operation of all local financial markets, will allow individual investors the opportunity to fully invest in growing regional markets.
The East African Countries (EAC) bloc’s financial markets have been trying hard to merge their activities, but the process has seen slow due to unequal economic growth amongst member states as well as bureaucratic political restrictions from countries such as Tanzania who aggressively guard their markets.
This bill however aims to reduce such barriers by harmonizing countries bourses and allowing equal investment opportunities to all EAC regional members by granting individuals, regardless of their nationality, local status – which frees them of any investment restrictions.

sladeunlimited.
Slade Unlimited is happy to share another article published by Malawian Airlines’ in-flight magazine!
Slade Unlimited is excited to announce that Tiyende, the official magazine of Malawian Airlines, featured two articles by Kerry Slade in its 6th issue. Malawian Airlines was recently formed through a joint venture with the Malawian government and Ethiopian Airways.
While traveling to back to the lake from Mzimba, my student and I stopped at Hope Investments in Mzuzu, which establishment had been recommended by her brother as a good source of used mobile phones. We entered into the dark high-ceilinged shop, crowded with other patrons shuffling to see into the glass case of phones. There was a metal and glass bookcase for sale placed right in the middle of the crowd, and I only narrowly stopped myself from giving innocent bystanders a primer on design thinking and operations management, so fresh in my mind from business school. We slowly shifted to the front as non-buying patrons were squeezed out the sides. I looked in the case with my student and was surprised to see iPhones.
In the U. S., the iPhone is the ultimate symbol of technological advancement and social status. I can’t count how many times Steve Jobs or Apple has been mentioned in my classes as an example of “entrepreneurship” or “innovation.” The funny thing I discovered while on my trip was that in an environment where sharing is essential and infrastructure unreliable, an iPhone actually is not advanced at all.
Don’t get me wrong – my iPhone worked just fine – perhaps because I never had to share with anyone. But in Malawi, people share phones, batteries, chargers and other components to support a working phone wherever and whenever, and for whoever, needed. Some people do not even have phones, only sim cards. They simply pop their card into a friend’s or family member’s phone to check and send messages. Or, if your phone is out of power, you might ask to use someone else’s phone to conduct some business (in Malawi, it feels like you could ask virtually anyone). With respect to infrastructure issues, my friend in Ghana had 3 or 4 additional sim cards, one for each network, so that he could always be assured of a data signal – he literally pulled them all out of his wallet in front of me at the Accra Mall. There, data has become of prime importance because it represents the only way to reliably connect to the internet; even laptops usually are connected to 3G data versus non-existent or expensive coaxial and fiber optic cable connections (which also support wifi).
The other fun thing I saw with respect to phones is the use of memory cards to share photos, music and anything else that can be stored on a memory card, I imagine. Someone can just listen to the music for a while, and then give the card back. These cards also are used to add memory to basic phones, many of which come with only 4 GB of storage.
& # 8212; This adaptable outlet in my friend’s house near Accra even fit my American iPhone. & # 8212;
In my opinion, the commodification of phone hardware changes the relationship between cell carriers and customers because the carriers do not sell or own the hardware. Rather, regular purchases of airtime and data (“topping up”) constitute the primary source of revenue from customers. This environment requires carriers to compete on the basis of price and service, instead of trying to lock customers into long contracts in exchange for a free or subsidized “latest smartphone.” Deals like “free Facebook between 6-9 pm” were advertised on billboards around Ghana; that’s a great offer when you have to pay for each megabyte of data and evidences the stiff competition among carriers.
This experience indicates that in a more cooperative and resource-scarce environment, technology that can accommodate many different potential partners becomes preferable to a customized, insular solution. This also makes for good business — the near-complete adaptation of the industry to Africans’ needs may be one reason why cell phone and smart phone penetration are at nearly 100% in terms of access, even in the rural areas I’ve observed.
Back to the used phone case: “What about the iPhone?” I asked the Middle Eastern man behind the counter. “It’s fake,” he said. “From China!”
The Warm Heart of Cucheza.
Malawi’s nickname is The Warm Heart of Africa. But is there really THAT much of a difference between Malawian and other cultures?
Toward the end of my trip, I was headed to visit my former co-teacher and his family in a remote, mountainous area of Malawi’s inland Northern Region. My friend now is a reverend and was assigned to minister in this area. Traveling along with me were my friend’s mother (“grandma”) and my female student, who had just finished her high school exams. We traveled the first leg of the journey by minibus, but I wanted to rent a car for the second leg because it was getting to be afternoon and the only transport from the closest town to my friend’s house was a lorry truck running once a day in the morning – i. e. no transport at this time of day.
After getting to Mzuzu, I talked to some of the taxi drivers about hiring one of their cars. I tried to explain that I wanted to drive the car myself and bring it back the next day. I knew this type of informal transaction would not be a problem.
Once I reached an agreement with one of the drivers, it surfaced through translations that he could not let me take the car overnight without him, because it was not his car. He would have to come along. But there was no rest house where he could stay overnight, and we needed the car to leave the next morning, so he had to spend the night. I wasn’t sure how to negotiate this situation.
“Not a problem,” said my friend’s mom. “He can come. He can stay with us.” “Will there be room?” I asked. “Ah, it’s a big house,” she replied.
So off we went, the three of us and the driver, and me relaxing, instead of driving.
First, we stopped at the local hospital, where the driver’s son was being seen. I had paid for the trip, and he wanted to give some money to his wife, who was with their son. Most people live day by day in this country, so any influx of cash is immediately put to use.
Quickly, the driver, Luke, became a member of our crew. After 3 hours of travel through timber reserves, past rock formations (including an encounter with the police), and down a long dirt road, we arrived at my friend’s house. I didn’t even have to explain that Luke was going to spend the night with us, and when I asked my friend if I should help with his arrangements, he assured me he would take care of him. Hot water was heated for each of us to wash off the dust, and we all ate dinner together as a family. Luke was offered a room but chose to sleep in the car, which decision entailed a lot of whispering between him and my friend in plain view of everyone. My guess is that he didn’t feel comfortable leaving his boss’s car unattended at night, although we all knew it would be fine.
Luke and his car at my friend’s house.
The next morning, I was really proud of myself for waking up early. I didn’t even realize that my student wasn’t in our room until I went outside and saw that she had been up since the crack of dawn helping the woman of the house, my friend’s wife. My friend’s mom, the driver and I had nothing to do while others were busy preparing hot water and breakfast for us, so grandma sat down next to a huge pile of groundnut vines. These are peanuts, and they grow on tough vines in and on the ground. My friend had a bit of land where they grew. Ultimately, the three of us sat shucking the nuts off the vine, engaging in the fine art of Cucheza.
Chatting. In English, the word “chatting” has a flippant, superficial connotation. In Malawi, chatting is essential to human relationships. Occasionally someone will talk about “maximizing the chatting,” which just cracks me up.
Luke and grandma chatted like they had known each other for years. They both were intensely interested in the familial stories told to each other. Together, we shucked an entire bag of groundnuts.
We went to my friend’s church meeting late morning. Although the distance purportedly was “walkable,” Luke drove us – and it’s a big deal to have a car. During the church service, I was touched to see that Luke was honored and welcomed just the same as grandma and I, and he seemed touched as well. I found it remarkable how thoroughly he had been accepted into the family, while in my culture we surely would have found him a hotel room.
When we parted ways back in Mzuzu, he turned to me: “You are now a friend. If you need a driver, you call me.”
For the first time, I started to look at the art of cucheza as a competitive advantage.
Malawi: Maximizing Every Resource.
Malawi is the most beautiful, peaceful and social place I have ever been. I feel at home in this country, and make it a priority to come back every few years to see my friends and former students, and to make new friends.
It really hit me this time how much people here make the most out of what little they have – they are constantly inventing, repairing and reusing – even compared to other African countries. For example, in Ghana they put three people in three minibus seats; in Malawi they fit four. This does not include the 3-8 people stuffed elsewhere in the Malawian minibus.
Nothing goes to waste here. At least 50% of clothing for sale in markets comes secondhand from Europe and North America.
(One of the ubiquitous markets selling secondhand clothing.)
An old water bottle is used to make a funnel for pouring underground petrol into a minibus on the side of the road, or for selling cooking oil poured from a larger container. A piece of rebar serves as a stick to point at the board in nursery school. Plastic caps can be turned into wheels for a toy children make of reeds, which they run down the beach. These are frugal innovations.
People are so frugal here that they learn how to fix and repurpose many things themselves that we would outsource. From all of my time spent in minibuses (sorry Mom!), I got to see this use of resources at its most active. When leaving Lilongwe, our bus wouldn’t start even after some guys rolled and pushed it while the driver popped the clutch (a regular method of starting a car here and one reason why manual cars are more practical), so someone brought a spare battery to hook the car up to manually. At another point in a trip, the battery was completely removed and refilled with some liquid, while we passengers waited. It’s interesting that the parts and labor were either already located on the bus, or brought to it; at no time during my multiple trips did a bus pull into a garage or other location for service (with the exception of air for tires).
One of my favorite small businesses in the village is solar panel phone-charging. Most people in the villages still do not have electricity, but most families do have cell phones. Armed with a solar panel, a car battery, some wiring and a barrage of different chargers, these businesses serve a common need for an affordable price of about 10 cents per charge (at least in one area). Pictured below is a solar panel setup from 2012 – I noticed a panel about twice as big this time.
When you see how little waste there is in Malawi, you realize how much waste there is in our society. It also makes me feel inept somehow, because I don’t know how to fix things like Malawians do. Like when my friend assured me I’d eaten all of the fish that could be eaten and then proceeded to dig into the head and other parts, remarking, “ You can’t eat these parts.”
South Africa, Land of Employment.
My trip to South Africa began with passing through the Accra and Addis Ababa (Ethiopia) airports. True to form, I made friends with the security lady in Accra and she later sent me a bunch of pictures of products she could supply for export. The Addis airport was notable only because it is the only place so far that I have not been able to receive data on my phone, including rural areas. A lot of people travel through Addis on Ethiopian Airlines, the largest airline in Africa based on fleet size (and one of the first anywhere to have the 787 Dreamliners). I can highly recommend the airline except for the relatively small baggage allowance.
Once I arrived in Johannesburg, I met my former Malawian student who is working in a factory there. He was the standout student in my sixth grade class and I’m so proud of his support of his sisters’ education back home. A lot of Malawians travel to South Africa, about a two-day bus ride through Mozambique and Zimbabwe, because of the greater job opportunities there.
Together, my student and I went to the Lion Park, which I did not realize at the time was where the American woman had been killed only a few weeks earlier!* But it was an incredible experience; we had a [turned out to be] private tour with Alex, the lion trainer originally from the U. K., who was able to interact with some of the cats and who educated us for more than two hours about their behavior, conservation, hunting policies, and life philosophy. We also got to touch a cheetah, who was purring while we stroked her. What beautiful animals!
Despite the arguably-exploitative nature of “zoos,” I feel that this type of park is the best option. Animals live in groups with plenty of space and periodic “enrichment,” and as Alex put it when I asked him, “I’ve never seen a lion go for a jog.” I also share his commitment to educating Africans about these animals, and I appreciated his subtle commentary on race in the context of natural heritage.
I felt like a slightly uncool mom as my student browsed the internet reading about military technology, while I went to sleep. That would not be the last time I would feel like that on this trip.
After this QT with my student, I headed to Cape Town for a meeting with Fiona Spolander of Fashion Sensitive Planet. This company uses native animals hides like springbok to make beautiful purses, handbags and home wares. You can see the collections at fspcollection. I was impressed not only with the products and the factory, but also with Fiona herself.
Being in Cape Town was a little weird. The VA Waterfront and downtown area are very upscale. I ate at a burger restaurant near my hotel, and it was filled with white people, except for the manager – he was from Zimbabwe and further epitomized the migration of the most talented and ambitious Africans to South Africa. Later, I also got to chat with some of the white people, and many of my preconceptions about them were challenged. That will have to be the subject of another post.
See you in the Warm Heart of Africa…
*The woman had opened her window, contrary to park rules. I may argue however, that people should not be allowed to drive around in their own cars, due to humans’ tendency to break rules no matter what they are.
Openness and Opportunity.
My last day in Ghana was a busy one. I went back to the Tema port, this time to the customs bonded terminal, the area where the full containers are stored before their owners come to retrieve them and clear customs. Depending on the situation, customs may or may not need to inspect a container to ensure that its goods are legitimate. In general, Ghana imports items like rice (although Ghana produces rice), computers, TVs, clothing and household items, as well as some raw materials like chemicals. What shocked me the most was learning that, according to the person I met with, about 80% of the containers that arrive at the port leave empty – in other words, Ghana is importing five times more products than it exports!
While on this trip, I have been reading the 2006 edition of The World is Flat , by Thomas Friedman. Although slightly dated, the principles discussed therein are even more apparent today, in my opinion. I was especially intrigued by his theory of “glocalization” – that is, the more a country or society is open to and able to accept new ideas, the better it can compete in today’s world. Further, he argues that the fewer natural resources a country has, the more the people are forced to glocalize, because the economy depends on their ability to collaborate with others (as opposed to just selling off raw materials like oil or timber). I thought this was significant in light of Africa’s abundance of raw material exports.
With respect to openness and tolerance, I have spent a fair amount of time discussing issues of gay rights in light of the now world-famous Supreme Court decision in Obergefell et al. v. Hodges et al. (supremecourt. gov/opinions/14pdf/14-556_3204.pdf). For, as demonstrated by Uganda’s 2014 law making homosexual acts punishable by life imprisonment (which later was annulled by the Constitutional Court on a technicality), much of Africa is vehemently against homosexual rights. A lot of this opposition is premised on purportedly Biblical principles. At the same time, one of the most interesting things I observe here is that male friends can walk together holding hands, and it’s not considered homosexual. I hope that gay people can be more accepted without chilling straight men from continuing to express friendship in this way.
My experience convinces me that openness is inevitable. When I first went to Malawi in 2005, there were no cell phones. I had to walk an hour to a local lodge to call my parents on a land line every two weeks (which walk was one of the highlights of my time there). In my primary school classroom, when it came time to read a story that involved placing a phone call, my fellow teacher and long-time friend, Kenneth, asked the class, “Who has seen a telephone?” Only a few hands went up.
Wow how times have changed! Now, I would venture to say that almost every African has access to a cell phone of some type. And due to the expense of PCs and the lack of reliable electricity, smart phones represent the primary means for many people to access the internet. In urban areas in Ghana, one can shop online and have goods delivered COD by motorbike the next day. Just like the printing press allowed people to start reading the Bible for themselves, cutting out the corrupt indoctrination of the middle man, I believe so too will cell phones allow people to do their own research and make their own decisions about important issues.
The other thing I did on my last day in Ghana was visit two kids that I had become close with while working at a women’s rights foundation in the summer of 2006. Now 11 and 13, it was very emotional to see them growing into young adults. Both are interested in science, and the oldest wants to be a surgeon. It makes me extremely happy to realize that they actually have the freedom and resources to pursue those dreams.
Sharing is Caring . . .
When someone first hopped into my taxi in Ghana years ago, I was shocked! It was MY taxi, why was the driver picking up someone else I didn’t know? I soon learned that taxis here are shared if the driver is on the way to the same place. This saves not only money but also fuel. It also illustrates the camaraderie that I observe between Ghanaians; they are incredibly willing to share resources. Contrasted with Ghanaian society, the high value Americans place on individualism, privacy and ownership is apparent – only rarely will we share a cab, and then only when in the airport taxi line.
In a society where food, light, education, healthcare and other necessities in general are limited, the ability to share is a survival skill. People here often have one family member who is supporting an entire extended family. There is no room for greed or, frankly, your personal desires, when your cousins won’t receive an education without you.
By the way, in this blog I am deliberately leaving out much discussion of any negative aspects of African society – if you want to talk about that, we can do that offline. I know this is unbalanced, but there’s way too much negativity about Africa in the bank already.
In my quest for the best way to expand the pie, yesterday I visited the Exit Gate at the empty container yard of the Tema port, about 20 minutes east of Accra. Tema is the main port in Ghana. I learned that most imports come from China, India and the Middle East. The U. S. does not have a significant import relationship with Ghana, and only South Africa was mentioned with regard to inter-Africa trade. What also was interesting was learning that, as I suspected, most of Ghana’s imports were of finished products, while the exports are raw materials like timber, cocoa beans (not so much the finished chocolate), coffee, cashews, teak, rosewood, and gold and other minerals (which only the government can export). Despite the fall of colonialism, the economic relationships it formalized persist today – developed and more developing countries like China and India take raw materials from Africa, make them into finished products, and thereby extract more value from them than the home countries. That is why the import side of my business will focus on finished, high end products, to leave more value in Africa.
Let’s share the ride. Perhaps, for only a minor inconvenience, we can get more people where they need to go cheaper, and with less fuel.
Welcome to Ghana!
Welcome to Ghana! This is my fourth time in this stable, democratic, West African country. I first learned about it in 1997 when I participated in an Experiment in International Living trip to the Navajo Nation in the American Southwest. One of the students on my trip was from Ghana, and he had gotten a scholarship to go. We kept in touch through letters – yes, this was before most people used email – and I visited him in 2005 when coming back from working in Malawi to go to law school. I’ll never forget that trip – seeing the slave castle at El Mina and crossing rope bridges in the rainforest of Kakum National Park.
This time, I want to be more than a tourist. On Tuesday, I met with Fred Deegbe, founder and CEO of Heel the World, a luxury men’s shoe line – and what a great meeting it was. Fred opened up about the challenges his company faces and his future goals, and it was clear to me that he would stop at nothing to bring top-quality Ghanaian products to the international market. You can learn more about Heel the World, and Fred’s wife’s exquisite clothing line, here: htwshoes/site/ & facebook/pages/DUABA-SERWA/186312377635.
In addition to describing the state of business on the Continent, part of the goal of this blog is to introduce Americans to some of the wonderful qualities of “African”* culture. In fact, I believe that the world can learn a lot from these values. One thing I love and also find hilarious is that people here really say what they are thinking, and no one seems to take offense. When my hosts (the brother and cousin of my 1997 friend) took me to my hotel for the first night, the bellhop was showing us to my room, but he was walking extremely fast and we couldn’t keep up. Instead of keeping their grumbles to themselves, my friend yelled down the hall in Twi: “Hey man, why are you going so fast?! You’re supposed to be showing us the way!” “We might end up in the Presidential Suite,” remarked my other friend. Ha! When we finally caught up at the door of the room, the bellhop was still smiling.
In the same vein, people are in each other’s business. It takes some getting used to, but after a while it became endearing to me. On the way out of the airport with my bags, a complete stranger started walking next to us and telling me to enjoy myself in Ghana – this would never happen in the U. S. unless the stranger was mentally ill. And rest assured that if someone is doing something in public that others disapprove of, he or she will hear about it – loudly. Africans are not afraid to “get involved.” In this way, the Continent exhibits some of the “it takes a village” mentality that American seems to have lost.
In addition, people here go out of their way to do things for family, friends, friends of family or friends, and even complete strangers! I admit that some of my experience certainly is colored because I am white, but I believe I have been here enough times to recognize patterns where they exist. Right now I am staying with my friend’s girlfriend, who I never had met before this trip. Any attempt to thank her or minimize my “inconvenience” to her is met with incredulousness – if you told me that the word “inconvenience” does not exist in local languages, I definitely would believe you.
As another example, I needed some cedis to pay for dinner, but only had U. S. dollars. I asked the waitress if she accepted dollars or where an ATM was, and given that these were not options, she told me she would run across the street to see if she could change a $20 for me at a local shop. In true Western (and lawyerly) form, I hesitated for a split second and thought about making some sort of oral contract before handing over my bill, and before remembering that this type of “errand-running” is done without a second thought in Ghana. Sure enough, a few minutes later she came back with the cedis, changed for a better rate than I got at the forex bureau.
As someone whose culture taught me that it was a sign of weakness to ask for help, and that I should never burden someone else, it’s wonderful to feel safe to accept these gestures. It’s not all rosy – and the electricity is out as I write this – but that doesn’t mean it’s all dark either.
*Given that there are almost 60 countries in Africa, there is no way to generalize about African culture. My cultural references are primarily to West and East Africa, which I know the best. Differences I observe between the two are noted where relevant.
Tilapia with banku, and a bowl of water and soap to wash your hands before eating – why don’t we do that in America?!
Coming Out.
After I supported some of my former Malawian students through secondary (high) school, I noticed a common outcome. There were few jobs available in the cities hours away, and certainly no jobs in the village where my students’ family, friends and whole lives were. I found it discouraging that education did not translate into opportunity for my students.
I always was skeptical of business for its profit motives and [what I saw as] apathy toward humanity and the environment. But over the years, I learned that after health and education, commercial activity is critical to human life. To explore how I might contribute to sustainable job creation in developing countries like Malawi, I started Slade Unlimited, LLC.
This blog will serve as a public journal for my upcoming trip to the Continent, and my hopeful transition into a successful, socially conscious entrepreneur. I welcome your comments and thoughts along the way.

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